PART I: Deceptive Health Insurance Industry Practices – Are Consumers Getting What They Paid For?

Washington, DC-- The Senate Committee on Commerce, Science, and Transportation announces a full committee hearing on Deceptive Health Insurance Industry Practices – Are Consumers Getting What They Paid For? The Committee will be holding two hearings examining how the health insurance industry reimburses consumers for health care services. These hearings will focus on the way the industry calculates “usual and customary” reimbursement rates for consumers who choose to receive care from out-of-network doctors and other health care providers. A recent investigation conducted by the Attorney General of New York concluded that for a number of years, the insurance industry has systematically under-estimated the out-of-network reimbursement rates it pays its policy holders, costing consumers billions of dollars in excessive out-of-pocket costs. The Committee will take testimony about this investigation and about its implications for consumers nationwide.

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Majority Statement

  • John D. Rockefeller, IV



  • Mr. Chuck Bell

    Director of Programs
    Consumers Union
    Download Testimony (233.69 KB)
  • Dr. Mary Jerome

    New York
  • Linda A. Lacewell

    Counsel for Economic and Social Justice and Head of the Healthcare Industry Taskforce
    Office of the New York State Attorney General
  • Dr. Nancy H. Nielsen

    American Medical Association
    Download Testimony (588.69 KB)