Consumer Protection and the Credit Crisis

The Committee will examine Consumer Protection and the Credit Crisis and enforcement against fraudulent credit repair schemes under the Credit Repair Organization Act (CROA).

Specifically, the Committee will examine consumer protection in credit counseling, debt management, and foreclosure rescue programs and fraud. The Committee will also examine oversight of the federal authorities, protecting distressed consumers from mortgage fraud scams, and steering families away from these fraudulent schemes toward a path of financial stability.

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Testimony

  • The Honorable Pamela Jones Harbour

    Commissioner
    Federal Trade Commission

Witness Panel 2

  • Mr. Prentiss Cox

    Associate Clinical Professor of Law
    University of Minnesota Law School
    Download Testimony (702.49 KB)
  • Mr. Travis Plunkett

    Legislative Director
    Consumer Federation of America
    Download Testimony (295.79 KB)
  • Mrs. Nancy Dix

    Consumer
  • Mr. Bill Himpler

    Executive Vice President, Federal Government Affairs
    American Financial Services Association